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Georgia Scholarships and Financial Aid

Grants, Student Loans, & Fellowships

As one of the original 13 colonies, Georgia has a long history and a long list of universities and colleges. The state of Georgia offers public and private universities and technical colleges. If you choose to attend one of Georgia’s many post-secondary institutions, you may be eligible for Georgia financial aid. Georgia financial aid comes in the form of scholarships, grants, and loans.

Types of Georgia Financial Aid Available

Students attending or planning to attend school in Georgia are eligible to receive these kinds of financial aid:

  • Federal financial aid
  • Georgia state-supported financial aid
  • University- and college-supported financial aid
  • Other financial aid

Financial Aid from the Government

Students in Georgia who have financial need are eligible to receive federal financial aid. To see if you qualify for federal financial aid, you need to submit a Free Application for Federal Student Aid. The FAFSA application is usually June 30 the year in which you will use the aid. However, students are recommended to apply as soon as possible. The application opens January 1, the year prior. You should also check with your school to make sure you meet their priority deadline for FAFSA applications. Because federal financial aid is offered on a first-come, first-served basis, you need to make sure you meet all the deadlines.

When you submit the FAFSA, the government will calculate your Estimated Family Contribution (EFC) using your family’s income and savings. The EFC will be sent to your school, and your financial aid/scholarship office will determine how much money to offer you. Georgia financial aid packages include federal grants and loans, and state grants and scholarships. See more on federal grants here.

If you are offered loans in your Georgia financial aid package, this means you may have unmet needs. Government loans have low interest rates and may have deferment opportunities. Loans need to be paid back, so make sure you really need it before taking out any loans. You can accept the full amount, part of it, or none at all.

If you are not offered a financial aid package, you may still be able to borrow from a bank or private lender. Check with your school for a list of recommended enders. See the Guide to Student Loans for more information.

Georgia Scholarship and Grant Programs

The state of Georgia provides financial aid for its students. Georgia financial aid comes in the forms of grants and scholarships, both of which do not need to be paid back. Here’s a list of Georgia financial aid programs:

Georgia’s HOPE Scholarship
This scholarship is available to Georgia residents who display high academic performance and are attending a university or college in Georgia. Click here for a list of eligible institutions. You may apply online or by paper application, but check with your school for specific procedures.

Robert C. Byrd Honors Scholarship
About 200 awards of $1,500 a year are available to Georgia high school students who are high academic achievers. Students must be nominated by their school. Applications are due by February 1.

Charles McDaniel Teacher Scholarship
Three merit-based scholarships of $1,000 each, in honor of previous state superintendent Charles McDaniel, are available to juniors and seniors in teacher education programs in accredited public schools. A GPA of 3.25 is required. Eligible students must be nominated by school officials and the application submitted by July 15 for possible selection.

Georgia’s HERO Scholarship Program
This scholarship is available to members or children and spouses of members of the U.S. Military Reservists and Georgia National Guard. Eligible applicants may receive a maximum of $2,000 a year for school. Click here to see a list of eligible schools. Applications are due before July 1, 2010. Download an application here.

Georgia HOPE Grant
The HOPE Grant, a different program than the HOPE Scholarship, is offered to students attending a post-secondary institution in Georgia. Students must submit a FAFSA in order to qualify.

Georgia Tuition Equalization Program
This program was developed to support students who are attending accredited private colleges in Georgia. Students attending out of state degree-granting universities are also eligible for this grant. Click here for a list of eligible private institutions. Apply online or by paper.

Accel Program
This program is offered to high school juniors and seniors who want to take college courses that will also meet high school requirements. Apply online or by paper.

Law Enforcement Personnel Dependents Grant
This $2,000 per year grant is offered to dependent children of Georgia police officers, firefighters, and prison guards who died or were disabled in action. Apply online or by paper.

Public Safety Memorial Grant
This grant covers all cost of attendance for eligible dependent children of Georgia Emergency Medical Technicians, police officers, firefighters, or prison guards, who died or were disabled in action. Click here for an application.

North Georgia College & State University ROTC Grant
This grant is available to students who are attending the North Georgia College and State University and taking part in the Reserve Officers Training Corps. Download an application here. For students who are committed to being future officers, an award of $3,000 is also available. An application is available here.

Georgia HOPE GED Grant
This grant is offered to students who received a GED from the Technical College System of Georgia.

Individual University and College Scholarships

You can find scholarships from individual Georgia universities and colleges. Georgia university and college scholarships are based on merit, need, major, leadership, and special ability. For example, Georgia Southwestern State University offers Wheatley Academic Scholarship for students who have a minimum 3.0 GPA, a minimum SAT score of 1000, or a minimum ACT score of 22. Some universities, such as the University of Georgia and Georgia Southern University, offer scholarships for freshmen students through their admissions office. This means, students simply submit their application for admissions and will automatically be considered for scholarships. Most department-supported scholarships usually require students to submit separate applications to the department. Check with your school’s financial aid/scholarship office to see what scholarships you qualify for and what kind of applications you have to submit.

Outside Scholarships for Georgia Students

Georgia students are eligible to receive scholarships offered by in-state individuals and organizations. Here’s a list of just a few of the available scholarships out there:

Georgia Association of Nursing Education, Inc. Scholarships
Three scholarships of more than $500 are offered to Georgia students enrolled in nursing programs. Please see the website for current applications and deadlines.

Georgia Engineering Foundation Scholarships
Scholarships between $1,000 and $5,000 are available to Georgia students who achieve high academics, have financial need, and are planning on studying a related field. Incoming freshmen students can apply here. Current undergraduate and graduate students can apply here.

Georgia Gerontology Society
A scholarship of $1,000 and a scholarship of $1,500 are available to students who are studying or planning to study gerontology. Call the Gerontology Society at 404-463-3229 for more information.

Watson-Brown Foundation Scholarship Program
The Watson-Brown Foundation provides scholarships to local students who have outstanding academic achievement and financial need. Annual awards are $3,000 and $5,000. Applications are usually due February 15. Please see the website for requirements and current application.

Georgia PTA Student Scholarships
Georgia PTA offers scholarships between $1,000 and $1,500 to students who are planning to study in fields that pertain to youth. Applications are due at the end of February.

Three Things to Keep In Mind When Searching for Georgia Scholarships and Financial Aid

  • Georgia financial aid packages include grants and scholarships from the state of Georgia. Talk to your scholarship/financial aid office and make sure you know which ones you qualify for.
  • Georgia universities and colleges have different application procedures for their institutional scholarships, so be sure to check with your financial aid office to see how many applications you are required to submit.
  • Individuals and organizations in Georgia offer many scholarships. Look out for scholarships in your area before searching for national scholarships.

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